Property & Inheritance
How to read the four sections of a Polish land and mortgage register
A Polish land and mortgage register is organised into four main sections. Read all of them together and check pending references before drawing conclusions.
Section I: property and connected rights
Section I-O identifies the property. Section I-Sp records rights connected with ownership. Compare identifiers and area with the property you intend to investigate.
Sections II and III: ownership and burdens
Section II lists registered owners or holders of perpetual usufruct. Section III contains rights, claims and restrictions other than mortgages. Representation of a share must be read carefully.
Section IV and pending applications
Section IV concerns mortgages. A wzmianka indicates a pending application affecting the register; the visible entry may change after it is processed. For a transaction or dispute, obtain professional legal advice rather than relying on a casual screen check.
Before you start
- Correct register number
- All four sections
- Share fractions
- Pending-application references
Common mistakes
- Reading only the ownership section
- Ignoring a pending reference
- Treating a free screen view as legal advice
Obtain a land-register extract
Tell us what the receiving authority needs. We can identify the correct Polish record, obtain it and arrange certification or delivery where required.
Official sources
Last reviewed: 27 September 2026. This guide explains document procedures and is not legal advice. Requirements can differ by authority and case.